Auto Insurance Quotes ~ Types of Photographers Insurance : There are a wide range of different types of photographers insurance policies available to consumers today. From a professional photographer, semi-professional photographer or video-camera man to someone that indulges in photography as a hobby, there is a policy to cover your camera, equipment and the valuable images that they produce!
What we aim to do on this page is break down each individual policy that you will find across the market and provide you with some useful details on them before you go ahead and part with your money! Photography insurance and camera insurance are very straight forward and cost effective so don't miss out!
Amateur and Semi-Professional Photographers Insurance
This type of policy is designed for those that take their photography seriously but do not use their camera for business purposes or depend upon the camera to bring home all or part of their income. There are policies available in this category where the policy holder can earn some income from their camera and equipment but this must be only a certain proportion of their total income such as sub 50%.
Features of an Amateur and Semi-Professional Photographers Insurance policy can be as follows:
- Cheap affordable premiums payable either monthly or annually
- You can add public liability insurance cover if required
- You can add worldwide cover should you take your camera and equipment abroad
- You can add vehicle cover in case your camera or equipment are stolen from your vehicle
- Room only and all risk cover
- Some policies offer no excess/deductible
- Cover payments to hire new equipment until yours is replaced or fixed
- A new camera to replace your damaged or stolen camera
- Cover can be for accidental damage, theft and mechanical issues
Amateur and Semi-Professional Photographers Insurance is easy to apply for on-line or directly through some insurers. Please click on any of the advertisements on this page to take the next step towards getting yourself a quotation.
Professional Photographers Insurance
If you are an experienced professional photographer looking for a new policy or someone that is just starting out to earn a living from photography there is a photographers insurance policy for you in the form of Professional Photographers Insurance.
A Professional Photographers Insurance policy is designed specifically for people that earn their income with their camera and accompanying equipment.
Features of a Professional Photographers Insurance policy can be as follows:
- Cheap affordable premiums
- Public liability insurance is usually included
- You can add vehicle cover in case your camera or equipment are stolen from your vehicle
- Room only and all risk cover
- You can add worldwide cover in case your business takes you, your camera and your equipment abroad
- High accidental damage coverage
- Cover against theft
- Professional indemnity cover can be included
- Hiring costs covered so that you do no miss out on any earnings
- New for old replacement cover in case your camera is stolen or damaged
- You can choose the jurisdiction of your cover
- Tailor made policies to suit your specific business needs as a professional photographer
- Some policies offer no excess/deductible as standard
It is really easy to get yourself covered for Professional Photographers Insurance both online and over the phone. For more information or to get a quotation from an insurer in this field please click one of the advertisements on this page.
Camera Insurance for Videomakers and Videographers
If you are in the industry of making videos and the tool of your trade is a video camera then this is the type of photographers insurance policy for you! Whether you are filming events, films, or anything media related there is a definite need for insurance cover. First of all it is more than likely going to be the case that you have more equipment that the average photographer to take into the field let alone the equipment that is used to edit material such as computer equipment. More importantly there will be the need for public liability cover and also professional indemnity cover.
Features of a photographers insurance policy for videomaker and videographers can be as follows:
- Cover against theft and accidental damage of equipment
- Cover against the damage of equipment whilst in transit
- Cover against damage causing loss of data and need for re-shooting material
- Cover against theft from your vehicle
- There will more than likely be pre-determined excess/deductible
- Public Liability Insurance
- Professional Indemnity Insurance
- Hiring cover so that you do not incur loss of time or earnings
There are many insurers out there that cover photographers insurance for videomakers and videographers, generally these won't be the big household names though. For more information on policies and prices please click through one of the adverts on this site to go directly to an insurer.
Photography Insurance
It isn't just your camera and the equipment that you use with it that needs insuring against which is where photography insurance comes into play. What about all of the pictures both still and moving that they produce? Photos, prints, DVDs, videos, pretty much your whole portfolio of work! These can easily be lost, stolen or damaged either from your place of work, or when you are taking them around from one job or location to another. It is possible to put photography insurance in place so that their value is covered in case the unexpected happens. These pictures may be valuable to your work or just to you sentimentally, this value should be covered and there are plenty of cheap photography insurance products in place to allow you to do this.
Digital Camera Insurance
You don't need to be any sort of professional to know that the latest digital cameras can come at quite a price. These fun gadgets are often taken all over the place with us no matter how serious we take out photography. Weddings, sporting events, music gigs, nights out with friends or family or holiday snaps, there are countless occasions that we reach for the camera! It is perhaps one of the most undervalued things that we own so why not treat it, and also your bank balance, with some respect and take out a cheap and easy camera insurance policy. There is camera insurance available for digital cameras and it is well worth having.
Many people may think that their digital camera is covered on their household contents policy or even holiday insurance policy, and often they are right to assume this, BUT there are often caps on the amount you can claim against per item and a digital camera can easily exceed this cap. With digital camera insurance you can insure your camera by make and model so that if the worse happens you have no problems replacing it and are not left having to foot most of the cost yourself because your insurer denies the claim or asks for a big excess!
