If you take a glance at the *New Driver Guidance (Cheap Cars to Insure)* section in the contents, you will spot a variety of popular small hatches with each post studying the lowest insurance prices for each discussed car. Today, this posting will provide a top 10 list of the cheapest cars to insure out of every catered car. A ruling that has been taken here is to only use one specific model from any such car brand in the rankings. There may of course be other cars out there that may have made these rankings, but this list should only be used as a rough guide and the focus has always been on the more popular cars in the UK. Just to note that Thatcham have now stopped providing insurance group ratings out of 20 on their site, instead just opting for the newer ratings out of 50.
By going off the older insurance ratings, insurance group 1 cars and insurance group 2 cars have made the grade here. The addition of the ratings out of 50 has enabled clearer ranking, but if there were any equals then the smaller engine sized cars were ranked higher (some insurance companies may judge the specific engine size as well as a Thatcham rating). Certainly the higher ranked cars here are the cheapest cars to insure and will help to lower those insurance quotes. The newer cars will naturally cost more money to buy, but the value of the car has not really been taken into consideration today. It is worth mentioning that if you want one of these cars due the lower insurance then just make sure that you choose the specific model with the specific engine size (cc).
Top 10 Cheapest Cars to Insure
1) Skoda Fabia Classic: 1/20 and 1/50 (997cc)
= The Skoda Fabia Classic boasts the perfect insurance ratings of 1/20 and 1/50. The car just sneaks ahead of the Corsa due to the slighly smaller engine size. This is a quality car that of course was devised by Volkswagen.
2) Vauxhall Corsa Expression: 1/20 and 1/50 (998cc)
= Many Vauxhall Corsa’s come with cheap insurance rates, but it is the Vauxhall Corsa Expression alike the Skoda that has the perfect insurance ratings of 1/20 and 1/50. The Vauxhall Corsa would have the edge for many based on the popularity and styling.
3) Toyota Yaris T2: 1/20 and 2/50 (998cc)
= The popularity of the Toyota Yaris has boomed over the past few years. The MK2 T2 has almost perfect insurance ratings of 1/20 and 2/50.
4) Ford Ka Studio: 1/20 and 3/50 (1242cc)
= The Ford Ka is another insurance group 1 car sitting at 1/20 and 3/50. This is specific to the stylish MK2 Ka.
5) Austin Mini City: 1/20 and (no rating out of 50 due to age) (848cc)
= The vintage Austin Mini City is the final insurance group 1 car in the list. These is no rating out of 50 from Thatcham due to its old age.
6) Volkswagen Polo S (60): 2/20 and 3/50 (1198cc)
= The Volkswagen Polo’s have fantastic styling and the Polo S (60) in the MK4 qualifies with the lowest insurance costs across each model.
7) Fiat Grande Punto 360: 2/20 and 4/50 (1242cc)
= The Punto has always been a fantastic car to buy and to insure. The newer Grande Punto shines out of all models with the lowest insurance costs available for the 1.2 litre 360.
8) Peugeot 206 Independence: 2/20 and 5/50 (1124cc)
= The Peugeot 206 is one of the most stylish cars on the entire list, but the insurance costs don’t quite make the grade.
9) Renault Clio Liberte: 2/20 and 5/50 (1149cc)
= The insurance rating of the Renault Clio specific to the Liberte makes this car hit 9th spot in the list. Great news since the Clio is such a stylish small hatch.
10) Fiat Uno 45: 2/20 and (no rating out of 50 due to age) (903cc)
= The final spot in these rankings goes to the Fiat Uno 45 with the tiny 903cc engine. Not one of the better looking cars, but that low insurance is aided by a very low costing car (an ideal solution to those on a tight budget).
= Further analysis on this subject will be carried out in the near future.
